It’s more than just money
An automobile accident is something that can alter your life. It could result in a serious injury or even worse. We’re here to help you through these tough times with insurance that will help ease the pain.
What is automobile insurance?
Protects you against financial loss from accidents. It is a contract between you and the insurance company.
You agree to pay the premium and the company agrees to pay your loss as defined in the contract.
Automobile Policy Coverage Parts:
Liability – Protects you from loss from property damage and injuries that you may have caused to others while operating your vehicle.
Uninsured/Underinsured Motorist – Provides injury expenses incurred by you, your family members, or passengers due to an accident by a motorist who is uninsured or underinsured for the injuries they caused to you.
Medical Payments – Covers the medical expenses of the driver and occupants of the insured vehicle.
Comprehensive Coverage – Damage to your vehicle cause by: fire, theft, vandalism, hail, collision with animals and flood.
Collision Coverage – Protects against damage to your vehicle caused by a collision with another vehicle or object. Also protects from damage due to hit and run losses.
Other Coverage options– full glass coverage, towing, rental reimbursement, gap protection and others depending on your needs.